In the digital age, where online transactions have become the norm, the security of payment card information has become increasingly important. To address this concern, the Payment Card Industry Security Standards Council (PCI SSC) developed the PCI 3-D Secure (3DS) protocol, which is designed to provide an additional layer of security to online payment transactions. With the increasing prevalence of online payments, understanding and implementing the PCI 3DS protocol has become essential for businesses to protect their customers' payment card data and prevent fraudulent activities. By implementing PCI 3DS, businesses can provide their customers with a more secure online shopping experience while also complying with industry regulations.
PCI 3DS (3 Domain Secure) includes 3 domains mainly the Issuer Domain, The Acquirer Domain and the Interoperability Domain. The scope of 3DS mainly focuses around the Access Control Server (ACS), the Directory Server (DS) and 3DS Server (3DSS). The PCI 3DS standard comprises of 2 parts namely Part 1 and Part 2. You can leverage on your existing PCI DSS AOC for Part 1 if your 3DS components (3DE) is covered under the scope of your PCI DSS certification.
Businesses that accept online payments need to ensure that they are compliant with the PCI 3DS standard. Non-compliance can result in severe consequences, including financial penalties, loss of reputation, and potential legal action.
PCI 3DS compliance is essential for businesses that want to ensure the security of their customers' payment data and provide a seamless and secure checkout experience.
Ampcus Cyber takes a comprehensive and strategic approach to delivering PCI 3DS to businesses. Our approach is based on the T-SAMA model, which stands for Train, Scope, Assessment, Mitigate, and Audit. Here's how we apply each step to deliver a successful PCI 3DS solution:
Understanding the applicable controls and requirements of PCI compliance is a must to implement and run a PCI-compliant business. Hence, we do a 1-hour or a detailed 2-day training on the latest requirements of the Standard. The training would help individuals understand the PCI DSS requirements and learn the intent behind each of them. The core objective is to provide knowledge that will help in implementing the requirements of PCI DSS during the journey of the project.
The objective of this phase is to identify all people, process and technology having access to cardholder information in-order to scope them for PCI DSS certification. This exercise is followed by Network Segmentation which helps to reduce the PCI DSS scope which in-turn reduces the effort to implement the PCI DSS requirements across the scoped environment.
The assessment of the scoped environment will take places based on a risk based approach and this is focused on identifying all possible threats, points, gaps, and loops concerning the implementation of PCI DSS requirements. A detailed Assessment report shall be provided after the completion of this phase which highlights the observations and recommendations from a QSA standpoint in order to effectively implement the PCI DSS requirements.
Ampcus Cyber will assign a consultant who shall work with the firm to work on the mitigation of all gaps that were identified during the Assessment Phase. During this phase if required, Ampcus Cyber would also conduct additional activities such as ASV Scans, Vulnerability Scans, Pen Testing, Documentation, Policy Procedure review, etc. to help mitigate the action points identified. PCI DSS being a 100% compliance standard, all the identified action points have to be mitigated before proceeding into the next phase which is Audit and Certification.
This phase involves the final audit by a PCI QSA; on successful completion of the audit, the firm shall be awarded PCI Compliance, which would include The Report on Compliance, The Attestation of Compliance and the Certification of Compliance
At Ampcus Cyber, we take a proactive approach to PCI 3DS compliance, identifying potential vulnerabilities before they can be exploited by cybercriminals. Our team of experts stays up-to-date with the latest PCI 3DS compliance requirements and best practices to ensure that our clients remain compliant and secure.
We work closely with our clients to understand their specific needs and requirements, ensuring that we deliver a customized solution that meets their compliance and security needs. Our team of experts is available 24/7 to provide support and guidance, ensuring that our clients receive the highest level of service and support.
Looking to implement PCI 3DS in your business? Look no further than Ampcus Cyber, a leading cybersecurity company with a proven track record of delivering top-notch PCI 3DS solutions to its clients. By partnering with Ampcus Cyber, you can ensure that your business is up-to-date with the latest security standards and has the necessary tools and expertise to protect against fraud and unauthorized access. Our team of experienced professionals will work closely with you to understand your unique business requirements and tailor a solution that meets your specific needs. Don't compromise on security - Connect with Ampcus Cyber for all your PCI 3DS needs.
The PCI 3DS certification is a set of security standards developed by the Payment Card Industry Security Standards Council to protect card-not-present (CNP) transactions. Businesses that accept online payments through e-commerce websites or mobile applications need to comply with the PCI 3DS certification.
Obtaining PCI 3DS certification helps businesses protect their customers' payment card data and reduce the risk of fraud. It also enhances the reputation of the business by demonstrating a commitment to maintaining strong security practices.
The requirements for obtaining PCI 3DS certification include implementing specific security measures to protect cardholder data during online transactions. These measures include strong authentication, secure communication channels, and risk-based analysis of transactions.
PCI 3DS certification must be renewed annually to ensure that businesses continue to meet the latest security standards.
